Abundant Prosperity Terms of Use and Conditions of Sale
Welcome to Abundant Prosperity!
We’re honored that you’ve chosen to be part of this community — whether through our website(www.abundantprosperity.org), our courses, newsletters, resources, events, or any of the other tools we create to help you Give, Gain, and Grow wealth for God’s Kingdom (each a “Service, ”and collectively, the “Services”).
Before we begin, it’s important that you understand how these Services are offered and what it means for you. By using our Services, you agree to be bound by these Terms and Conditions(“Terms and Conditions” or “Terms”), INCLUDING THE BINDING ARBITRATION ANDCLASS ACTION WAIVER DETAILED BELOW. These Terms govern your access to and use of the website and all related Services.
Just as faithful stewardship requires ongoing attention, these Terms may change from time to time. If they do, we’ll post notice of any material changes on our website. Your continued use of Abundant Prosperity’s Services means you accept those changes, so we encourage you to checkback periodically.
Some of our Services are still being developed and refined — much like the process of growing seeds into a harvest. We reserve the right to adjust, update, or even discontinue certain Services at our sole discretion, without prior notice.
Registration
At Abundant Prosperity, our goal is to build a community marked by trust, transparency, and stewardship. To that end, each member may only maintain one active registration with Abundant Prosperity, unless expressly permitted in these Terms. In other words, one registration equals one person. Creating multiple accounts, aliases, or using deceptive practices to mislead, defraud, or confuse Abundant Prosperity or our members is considered a breach of these Terms and Conditions and goes against the spirit of integrity we seek to uphold.
If you subscribe to one of our premium Services — such as courses, newsletters, or member-only resources — you will be asked to create a secure password, which is required to access those Services. If you choose to participate in community discussions, post comments, or engage with our online content, you may also be asked to create a username.
As a registered user, you are responsible for maintaining the confidentiality of your login details. You may update your account settings at any time — including your email address, password, and other preferences — by visiting your account dashboard. If you forget your login information, our support team and online tools are here to help you recover access.
Premium Services
When you subscribe to one of Abundant Prosperity’s premium Services — such as our newsletters, courses, or other member resources — you will be asked to provide certain information, including your name, email address, billing and shipping addresses, and valid payment details. By subscribing, you agree to pay the applicable subscription fee as outlined on our website. Sales tax may be applied in addition to the subscription fee.
By placing your order, you give your electronic authorization for future charges to your payment method on file, unless you cancel your subscription.
You certify that all information you provide is truthful and accurate, and you agree to keep your account information up to date. If we discover that the information you provided is inaccurate, incomplete, or outdated, Abundant Prosperity reserves the right to suspend or cancel your subscription.
We also reserve the right, at our sole discretion, to refuse or discontinue providing a Service to any member at any time.
Unless otherwise stated, membership to a premium Service grants online and/or electronic access only. From time to time, promotions may include additional features or materials in physical form. Unless specifically mentioned in a promotion, physical fulfillment of goods or services is at the sole discretion of Abundant Prosperity, and shipping is generally limited to the U.S./APO.
Our Services typically deliver content via email — including timely insights, teaching resources, financial guidance, investing perspectives, or other important updates. Because these communications are an integral part of your subscription, they cannot be opted out of unless you cancel your subscription. However, you are always free to unsubscribe from our general marketing emails by adjusting your account settings.
Trial Terms, Automatic Billing, and Cancellation Policy
From time to time, Abundant Prosperity may offer a free trial or introductory promotion for certain Services. Unless otherwise stated, only one trial is permitted per person or household at any given time, and no more than one trial may be redeemed in a six-month period.
When you sign up for a free trial, you will have access to the Service for the duration of the promotional period. If you cancel before the trial period ends, your payment method will not be charged. If you do not cancel within the trial period, the primary credit card or payment method you provided during sign-up will be billed at the then-current subscription rate. To end a trial before billing begins, please contact our Member Support team [email protected].
Unless canceled, your membership will automatically renew at the prevailing rate for the applicable term. Many subscriptions renew monthly or annually, regardless of the original offer. For subscriptions longer than three months, we will send you an email reminder in advance that includes the renewal term and current price. Monthly subscriptions will also receive an annual reminder about ongoing renewal. Renewal terms are subject to change, but we will notify you of any changes to pricing or term length before billing your payment method.
By allowing your membership to renew, you authorize Abundant Prosperity to charge your payment method (credit card, debit card, or other available option such as Apple Pay) at the beginning of each renewal period for the then-current subscription fee (plus applicable taxes). If your subscription was purchased through Apple Pay, renewals will continue to be billed through Apple Pay.
Service fees are billed in advance. Abundant Prosperity reserves the right to adjust Service pricing or add new fees, with reasonable notice provided to members.
Enrollment Fees
From time to time, Abundant Prosperity may offer programs, courses, or other Services that include an enrollment fee, which may also involve an ongoing monthly fee. Unless otherwise stated in the specific offer, enrollment fees are non-refundable under these Terms.
Depending on the details of the offer, certain enrollment fees may be refundable or eligible for a credit transfer toward another Abundant Prosperity Service. Any such exceptions will be clearly explained in the full offer terms provided at the time of purchase.
We encourage you to carefully review the terms of each offer so you fully understand whether enrollment fees are refundable, transferable, or final.
Refunds
Abundant Prosperity offers different refund policies depending on the Service or promotional offer. Some Services may allow refunds, while others may not, or may offer special pricing in exchange for a non-refundable purchase. Please carefully review the specific terms of your offer before enrolling, as by subscribing you agree to be bound by those terms. If you are unsure of your cancellation or refund rights, please contact our Member Support team [email protected].
Unless otherwise stated, refunds are generally available only to first-time subscribers. For example, if you subscribe to a Service that allows for refunds beyond 30 days, cancel, and receive a refund — and then later subscribe again — no refund will be available beyond the initial 30-day period.
From time to time, Abundant Prosperity may make its Services available through trusted third-party vendors. In such cases, the vendor’s refund policy will apply, which may differ from Abundant Prosperity’s standard policy.
Transfer of Membership; Discontinuation of Service
Subscriptions and memberships with Abundant Prosperity are non-transferable, except in cases of legal bequeathment or by court order. If a transfer occurs under those conditions, the subscription will continue through the end of its term and may be renewed at the then-current price and conditions. For assistance, please contact Member Support.
If Abundant Prosperity discontinues a Service, we reserve the right to transfer your subscription to another Service of equal or greater value. This ensures that the resources, insights, and tools you invested in will continue to help you Give, Gain, and Grow toward your financial and Kingdom goals.
Transfer Credits
Certain Abundant Prosperity Services may allow you to apply some or all of the purchase price of one Service toward another Service in the form of a Transfer Credit. Eligibility for Transfer Credits depends on the terms of your specific purchase. In most cases, Transfer Credits may be applied within 30 days of the initial purchase, though some Services may not allow credits of any kind. If you are unsure whether your Service qualifies, please contact our Member Support team at [email protected].
By using a Transfer Credit, you acknowledge that you will lose access to the original Service(and any associated bonuses, reports, or incentives that were included with that purchase).
If the price of the new Service is higher than the value of your Transfer Credit, the credit will cover a partial term of the new Service. If the new Service is priced lower, your subscription will be extended so that all Transfer Credits are consumed. In either case, you will continue to receive automatic renewal notices prior to the adjusted end date.
Affiliate Marketing Programs
From time to time, Abundant Prosperity may review or highlight third-party products and services as part of our mission to equip you with tools and resources for wise stewardship. In some cases, we may receive compensation from the companies whose products or services we review or feature. This compensation may affect the order in which certain products appear on a page or the prominence of their placement. However, not all products in a given marketplace are reviewed, and the companies represented may lean more heavily toward our affiliate partners.
That said, we are committed to integrity. We strive to ensure that our editorial opinions are not influenced by compensation. No partner or advertiser has the ability to review, edit, endorse, or approve the editorial content we publish. Our editorial team remains independent and separate from any business or partnership discussions.
Reviews or mentions of third-party products and services should not be interpreted as endorsements, guarantees, or promises of performance. While we work to rely on sources we believe to be accurate and current, we cannot warrant that the information is always complete, correct, or free from error.
Please note that any third-party product or service not offered directly by Abundant Prosperity is subject to its own terms, conditions, and policies — including how your personal information may be used. You are responsible for reviewing those terms before engaging with a third party. Use of any third-party product or service is at your own risk.
Conduct
At Abundant Prosperity, we encourage open, respectful, and uplifting dialogue among our members. Our goal is to foster a community where people can learn, share, and grow together in wisdom and stewardship. We ask that all participation — whether through comments, discussions, messages, or any other form of interaction — be done in a lawful, civil, and edifying manner.
By using Abundant Prosperity’s Services, you agree to use them only for lawful purposes. Youmay not use, or allow others to use, your membership to:
Post or transmit any content that is disruptive, disrespectful, abusive, vulgar, obscene, hateful, fraudulent, threatening, harassing, defamatory, or invasive of another’s privacy.
Post or transmit material that you do not have the legal right to share, including copyrighted works, trade secrets, or content bound by nondisclosure or fiduciary agreements.
Post, transmit, or link to sexually explicit, profane, or otherwise inappropriate material.
Impersonate another person or misrepresent your affiliation with an individual or organization.
Post or transmit unauthorized advertising, promotional content, spam, chain letters, or pyramid schemes.
Violate any applicable laws or regulations, including (but not limited to) securities laws or financial regulations.
Offer, sell, or solicit the purchase of any security through our platforms.
Post or transmit files containing viruses, corrupted files, malware, or any other harmful code designed to damage systems or compromise security.
Manipulate identifiers, forge headers, or otherwise disguise the origin of any content transmitted through our sites.
Use automated tools, bots, scripts, or similar technologies to scrape, harvest, or otherwise access data from our Services.
Take any action that unreasonably burdens or disrupts our systems, servers, or infrastructure.
Engage in any activity that damages, disrupts, or interferes with the proper functioning of our Services.
Unauthorized access to Abundant Prosperity’s Services is a breach of these Terms and Conditions and a violation of the law. You agree not to access our sites through any means other than the interfaces we provide.
Abundant Prosperity reserves the right, at our sole discretion and without prior notice, to remove content, suspend or terminate memberships, or take any other action necessary to protect our community if these provisions are violated. If a premium membership is terminated form is conduct, any prorated refund will be granted at our discretion.
You are responsible for all actions taken under your account. Please keep your password confidential and notify Member Support immediately at [email protected] if you suspect unauthorized use of your account. Abundant Prosperity is not responsible for any loss resulting from unauthorized use of your login credentials.
If you encounter conduct that violates these guidelines, please let us know by [email protected].
We Do Not Provide Personalized Advice
At Abundant Prosperity, our mission is to equip you with principles, tools, and insights that can help you Give, Gain, and Grow your resources for God’s Kingdom. However, we are not in the business of providing personalized financial or investment advice. We do not know all the details of your personal circumstances, goals, or financial situation, and we cannot claim that any of our Services are specifically suitable for you as an individual.
Accordingly, you agree that any recommendation, resource, or action suggested through our Services does not constitute a personalized recommendation that a particular security, strategy, or financial action is appropriate for your unique situation. If you desire individualized financial guidance, we strongly encourage you to seek the advice of a licensed, registered investment advisor or other qualified professional.
Abundant Prosperity may partner with third parties to make accessing certain tools or resources easier for you. However, we do not, and cannot, place trades on your behalf or execute investment decisions for you. Only you can decide whether a stock, investment, or financial move is right for you, and you are solely responsible for any actions you take at your brokerage or with your financial accounts.
Certain affiliates of Abundant Prosperity may provide personalized financial services, investment products, or individualized advice. These affiliates may recommend or hold securities mentioned in our educational materials or newsletters. However, our editorial team does not haven on public knowledge of affiliates’ holdings or specific recommendations, nor do affiliates influence or review any of our editorial content prior to publication.
You Bear Responsibility for Your Financial and Investment Decisions
At Abundant Prosperity, we believe that one of the greatest calls of stewardship is to take ownership of the financial resources God has entrusted to you. While our Services are designed to educate, inspire, and equip you with insights and principles to help you Give, Gain, and Grow, the responsibility for your financial and investment decisions ultimately rests with you.
By using our Services, you agree that you are responsible for conducting your own research, prayerfully considering your options, and making decisions that align with your goals, convictions, and circumstances. You also agree that Abundant Prosperity, along with its founders, directors, employees, and agents, will not be held liable for any financial or investment decision you or others make based on information, opinions, or materials provided through our Services.
Your financial future is shaped by your choices. We aim to provide guidance, frameworks, and wisdom — but the decision-making authority and responsibility remain with you.
Disclaimer of Warranties and Liabilities
Please read this Disclaimer carefully, as it is incorporated into these Terms and Conditions by reference.
Abundant Prosperity provides a wide range of information, education, and commentary through our Services. We do our best to ensure that the information we provide is thoughtful, helpful, and accurate. However, Abundant Prosperity does not guarantee the completeness, accuracy, or usefulness of any content or Service for your particular purpose. While we work diligently to deliver quality content in a timely and secure manner, we make no promises that our Services will always be uninterrupted, error-free, or free from technical issues. Other than our commitment to providing resources designed to help you Give, Gain, and Grow, Abundant Prosperity makes no additional warranties.
By using our Services, you agree that Abundant Prosperity, along with its founders, directors, employees, contractors, or agents, will not be held liable under any circumstances for direct, indirect, incidental, consequential, punitive, or other damages that may result from your use of, purchase of, or reliance on any material from our Services. This includes damages or losses caused in whole or in part by negligence, technical failures, or events beyond our control. (Some jurisdictions, such as New Jersey, may not allow certain limitations on liability. In such cases, these limitations may not apply to you.)
Abundant Prosperity relies on sources we believe to be reliable and accurate, and we welcome contributions from voices we trust. However, we cannot guarantee, represent, or warrant the accuracy, completeness, or reliability of every piece of information, opinion, or content shared through our Services. All content is provided strictly on an “as is, with all faults” basis.
Let’s get the “all caps legal stuff” out of the way (because it’s important):
EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW, THEWEBSITE AND THE PRODUCTS AND SERVICES OFFERED THROUGH ABUNDANTPROSPERITY ARE PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. WEMAKE NO GUARANTEES THAT EVERYTHING WILL ALWAYS MEET YOUREXPECTATIONS OR THAT ANY ERRORS WILL BE FIXED IMMEDIATELY.
WE DO NOT MAKE ANY WARRANTIES OF ANY KIND — EXPRESS OR IMPLIED —INCLUDING (WITHOUT LIMITATION) WARRANTIES OF TITLE, MERCHANTABILITY,OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO OUR WEBSITE,CONTENT, SERVICES, TOOLS, OR PRODUCTS. YOU AGREE THAT YOU ASSUMETHE FULL RISK FOR HOW YOU USE OUR SERVICES, INCLUDING THE QUALITY,PERFORMANCE, AND ACCURACY OF THE CONTENT YOU RECEIVE. SOME STATESDO NOT ALLOW THE EXCLUSION OF IMPLIED WARRENTIES OR LIMITS OSOME STATES DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITYFOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO PARTS OF THE ABOVE MAY NOT APPLY TO YOU. INTHOSE CASES, OUR LIABILITY (AND THAT OF OUR PARTNERS OR CONTENT PROVIDERS) WILL BE LIMITEDTO THE MAXIMUM EXTENT PERMITTED BY LAW. THIS DISCLAIMER OF WARRANTIES DOES NOT APPLY INNEW JERSEY.
Whew. We know this section is a little heavy-handed, but it’s an important one — so thank you for reading it through!
Communication
From time to time, federal or state law may require us to notify you of certain events or updates. By using Abundant Prosperity’s Services, you acknowledge and consent that these notices will be considered effective once they are either posted on our website or sent to you via email.(Another good reason to keep your account information up to date!)
If your contact information is inaccurate or outdated, we cannot be held responsible for any failure to notify you.
If you prefer to receive required notices in paper format, you may request this by writing to us [email protected].
Dispute Resolution by Binding Arbitration and Class Action Waiver
At Abundant Prosperity, our desire is always to work things out fairly and in good faith. If a concern or disagreement (“Dispute”) arises regarding your use of our Services or these Terms, we hope to resolve it informally first.
If you have a concern, please email us at [email protected] with a description of the issue and any proposed resolution. We will review it carefully and respond to you at the email address we have on file.
If we are unable to resolve the matter informally, then both you and Abundant Prosperity agree that — except as otherwise provided below — the Dispute will be resolved through final and binding arbitration before the American Arbitration Association (“AAA”) by a panel of three arbitrators, in a location convenient to you. Either party may begin arbitration by submitting a written demand to the AAA and providing a copy to the other party. The arbitration will follow the AAA’s Commercial Dispute Resolution Procedures and Supplementary Procedures for Consumer-Related Disputes that are in effect at the time of the filing. Abundant Prosperity will cover the required filing costs, including arbitrator fees.
Judgment on the arbitrator’s decision may be entered in any court of competent jurisdiction.
By agreeing to these Terms, you also agree not to bring or participate in any claims on a class-wide or representative basis. This includes class action lawsuits or class-wide arbitration.
YOU UNDERSTAND THAT YOU ARE GIVING UP YOUR RIGHT TO HAVE AJUDGE OR JURY DECIDE YOUR CASE, AND YOU AGREE THAT ANY CLAIMSWILL BE DECIDED INDIVIDUALLY AND ONLY THROUGH ARBITRATION.
Your Agreement to These Terms
By using Abundant Prosperity’s Services, you acknowledge and agree that you are bound by these Terms. When you agree to these Terms electronically — whether by clicking a box, completing a purchase, or using our website or Services — you are expressly confirming your intent to be legally bound by everything set forth in these Terms and Conditions.
Your electronic submission or continued use of our Services carries the same force and effect as if you had signed a paper agreement.
Final Word
If any part of these Terms and Conditions is found to be invalid, unenforceable, or just plain unclear, the rest of the Terms will remain in full effect.
This agreement is, and always will be, governed by the laws of the United States of America and the State of Florida (except with respect to choice-of-law rules). You agree that the proper forum for any claim arising under these Terms will be the U.S. District Court for the Southern District of Florida or an appropriate Florida state court.
Our Services are intended for a U.S. audience. We cannot guarantee that they are appropriate foruse outside the United States or that their use complies with the laws of other countries. Any personal data we collect is maintained in the United States in accordance with our Privacy Policy, which is incorporated here by reference.
Unless expressly stated otherwise, no third party is considered a beneficiary of these Terms.
Finally, these Terms and Conditions — along with any incorporated policies or agreements —represent the entire agreement between you and Abundant Prosperity and govern your use of our website and Services.